“Local” normally method your data.
Not your question.
Your ledger sits on your disk. Then you ask something, and the inquiry affirmative the rows that answer it go to a hosted model.
Ask concerning your money.
Keep the conversation private.
Find out anywhere your prosperity went, difference months, or inspect what is remaining in your budget. Supported spending answers are calculated from your transactions and peruse twice before a fig is shown.
Check the duration and category. Labels complete spending answers display what Pulse included. Select one to alter it.
Keep the conversation going. Ask “by merchant” for a breakdown, or name another duration to compare.
Your decisions remain yours. Pulse explains your figures and mundane budgeting terms. What to do concerning them is up to you.
Know the limits. Pulse can misunderstand a question. When its two readings differ it says it is not certain alternatively of guessing, and AI answers are labelled.
See what you can ask.
Then create it your own.
These are genuine replies from the app, run on example transactions. The follow-up questions display how to interrupt an amount downward or difference it alongside another month.
AskSeptember 2026
Pick a inquiry on the right. The replies are real: all one came out of the app, answered against a example ledger.
0 asked0 double-checked0 written by the model0 B sent
A complete budgeting app.
Not a privacy demo.
Plans and targets, rules, rollover, splits, prosperity flow, forecast. It covers the dirt the most used budgeting apps cover, and does all of it on your machine.
Spending. One fig for the month, and all category against its plan. Sample data.
The prosperity maths was checked against six months of a genuine ledger, duration by month, and matched to the cent.
Local manner is global.
Pick your nation formerly and the ledger is kept in your currency, any of the world’s. Every fig is written the way you compose it, 1.234,56 € in Berlin and ¥1,311 in Tokyo, and a financial institution document from anyplace imports: day-first dates, decimal commas, a header in your own tongue picked by hand. Nothing is converted, ever. The app answers in English.
Same app. Any price.
You pick.
We are a small squad of ML practitioners and merchandise people. Once Pulse Local is on your device it expenses us nothing to run, so you can assistance us keep doing this, or use it for free. Every feature, either way.
Use it free
$0
Every feature, no account, no nagging.
Help us build
$20
A thank-you that pays for the next release.
Keep it going
$40
For the group who desire this to be for years.
Your call
Any
Type the figure yourself. One dollar counts.
Every clasp ends at the identical download; the paid ones arrive direct rear current alongside it ready. One payment, not a subscription, and nothing in the app checks which one you chose. Bank sync is the one item alongside a operating disbursal on our side, so it is the one item alongside a cost of its own: the Sync Pass, $29 a year.
Beta for Mac alongside Apple Silicon, signed and notarised by Apple, so it opens akin any another app and keeps itself up to date. On Windows? Tell us and we volition compose whenever it is ready.
Once it is on your machine
What you provision up.
No financial institution connection
Bank sync is a pass
You import a CSV, from any financial institution in any currency. A live nourish method a server holding your credential.
Through Plaid, US banks lone for now: three institutions on the annual Sync Pass and additional at $8 each. Transactions continue through our server without being stored; it keeps the association token and the connection’s status.
One machine. Your ledger exists nowhere else.
Sync brings transactions in. It never copies your ledger out.
Mac first, in English
Mac first, in English
Windows is next. The app answers in English. Older Intel Macs are not supported.
Windows is next. The app answers in English. Older Intel Macs are not supported.
Small models, careful answers
Small models, careful answers
On open questions they are worse than a frontier model, so code does most of the work. With the inspect on, a prosperity answer takes 12 to 14 seconds, and whenever its two readings differ Pulse says it is not sure.
On open questions they are worse than a frontier model, so code does most of the work. With the inspect on, a prosperity answer takes 12 to 14 seconds, and whenever its two readings differ Pulse says it is not sure.
