I got divorced abroad and decided to stay in Europe. My $900 pension goes so much further in a tiny French village.

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I got divorced abroad and decided to stay in Europe. My $900 pension goes so much further in a tiny French village.

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A divided depiction shows Karen Anderson position in a galley beside a French horizon alongside rock rooftops and a chapel spire.

Karen Anderson moved to a small settlement in Northwestern France. Courtesy of Karen Anderson/ Getty Images

This as-told-to composition is according to a conversation alongside Karen Anderson, 57, a Californian who moved to the UK in 2011 and now lives in a small settlement in northwestern France. The conversation has been edited for dimension and clarity.

I was operating as a 911 dispatcher for a California constabulary division whenever I met my ex-husband, who is English. After courtship for a year, we got wed in 2011 and eventually moved to his residence country, the United Kingdom.

I wanted a distinct existence and the chance to cognition additional of the world. For years, we divided our period between the UK, anywhere he worked, and France. And in 2016, we bought a home in France for €45,000 ($50,450), far small than item we could have afforded in the UK.

At closing, I recall being handed additional than 100 pages of paperwork. We were foreigners purchasing a residence in a tongue we didn't understand, so it was extremely scary. But our hands were held during the process.

After my divorce, I decided to remain in France

In 2021, I returned to the US to attention for my mom, who had been diagnosed alongside cancer. After getting screened myself, I was additionally diagnosed, so I ended up staying in the States for concerning a twelvemonth during undergoing treatment. During that time, I got a job at Amazon, which helped me get health coverage.

I eventually returned to Europe, but by 2023, my ex-husband and I decided to divorce. Although we were wed in California, we had to separation under French law. The procedure was difficult and took three years to finalize.

While the separation was motionless underway, I returned to the US to see whether I could create a existence there again. It took me concerning six months to discover work, and I eventually became a escape attendant alongside Frontier Airlines. Unfortunately, I could lone oversee a twin bed in a home I shared alongside 13 another women, so I decided to move rear to Europe.

Once our separation was finalized, my ex-husband bought out my portion of the house. This year, I bought a residence of my own in France for €59,100 ($66,159). The procedure couldn't have been additional distinct from the archetypal period around. I lone had to sign three documents electronically, and that was it. The scheme has changed so much in small than 10 years.

For me, staying in France is really concerning affordability. My $900 monthly pension from my erstwhile job as a dispatcher is adequate to shield my mortgage, utilities, residence insurance, and car insurance.

If I were living in the US, I would motionless need to activity fair to assistance myself, but there aren't many job opportunities at my age.

I live in a small, idyllic settlement in northwestern France

I live in Saint-Servais, a settlement of concerning 400 group in Brittany, in northwestern France, mostly known as the birthplace of crêpes. Breton has a distinct identity, and its group have their own tongue and traditions.

What I affection most concerning living current is that there fair aren't as many temptations. You don't awareness the identical force to buy matter things. The manner is uncomplicated and tranquil.

Saint-Servais is surrounded by farmland, alongside sectors of corn grown for livestock feed, as fine as sheep, pigs, and chickens. Despite being so small, the settlement has a eatery and a chapel courtship rear to the 14th or 15th century.

There aren't many mundane conveniences. There's no bakery, butcher, or market store, so I run concerning two and a fractional miles whenever I need to choice up groceries or caller bread, which is crucial to me.

Stone homes lined up on a street, a lofty cathedral stands lofty in the background.

A settlement in Brittany, France.  Andrea Pistolesi/Getty Images

There's no ray contamination or traffic noise in Saint-Servais. I can appearance exterior and see the stars all night of the year, which amazes me. There aren't constabulary sirens or much crime, either.

Like many homes in the village, quarry is made of rock and, to be honest, it's been a bit of a prosperity pit. It's concerning 732 quadrate feet. It's small but extremely cute. The dirt flat is underground, and the two bedrooms are upstairs, one of which has an ensuite bathroom. Altogether, I have three bathrooms, which is extremely different for a home this size.

Because the dirt flat is underground, I have a awesome agreement of humidity. Dampness is a genuine issue throughout Europe since of the cool, rainy climate. We get concerning six months of rain all year, which is extremely distinct from California.

There isn't chief heating or air conditioning in most homes here. I warmth quarry alongside a wood-burning stove, and I cut my own firewood. I could instal a warmth pump, which additionally provides chill air; it's motionless comparatively new. France is rearward the times in several ways — we lone got fiber net in my area in the final few years.

My norm of existence is improved in France

In America, we live to work. In France, group activity to live. The norm workweek is 35 hours, and many businesses near from noon to 2 pm for lunch — they obtain it extremely seriously. I came from the US, anywhere I worked 80 to 100 hours a week at the constabulary department. I entirely loved my job, but it owned me.

I lately got a job as a genuine asset agent. I'm comparatively new, and correct now my hours are scattered. I'm not fairly there yet on understanding how to curtail self-employment.

An uphill cobblestone street in the medieval old town of Dinan alongside multiple traditional Breton granite and half-timbered houses.

A town in Brittany, France.  Clement LEONARD/Getty Images

Europe has awesome healthcare. In the UK, our healthcare was covered despite of whether you worked since of the National Health Service. France is a small different. Everyone — citizens and lawful residents alike — is reimbursed for concerning 70% of most healthcare costs. Then you buy a top-up, or what the French call a "mutuelle," to shield the rest.

How much you pay depends on the safety you choose. Because I earlier had cancer, I obtain complete coverage, and I've continually been looked after.

The challenge, though, is access. Doctors and dentists are few and far between. My doctor is two hours away, but my local drugstore now has a Telebox anywhere I can have a video consultation and get direction or a prescription.

I don't see myself moving rear to the US

Living in France on my own has been a big passage — it's not exactly the existence I envisioned.

It may appearance akin a aspiration to another people, but Americans don't continually see the sacrifices you create to live abroad. I don't have my children or grandchildren nearby, and I really young female that.

At this point, I can't ideate moving rear to America. I wouldn't be capable to oversee the healthcare or housing.

I'd affection to have a partner again someday. Will several man whisk me away? Maybe. Maybe not. But I don't pin my hopes on that.

For now, I have a awesome circle of friends, and I'm blessed alongside the existence I've built. France has stated me the capability to bask existence without worrying concerning the next paycheck or what it volition oversee me.

Alcynna Lloyd is a genuine asset newsman alongside Business Insider.  She writes concerning homebuying behavior, small homes, multi-generational housing, immigration trends, and accommodation affordability.Prior to joining Business Insider, Lloyd was the Digital Media Manager at HousingWire.Do you have feedback or a tip?  Find her on X/Twitter, LinkedIn, or email [email protected]. 

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