AI could finally make the super app work in the US. Or kill it for good.

Aug 05, 2026 05:45 PM - 1 month ago 426

WeChat app

Jakub Porzycki/NurPhoto via Getty Images

The "everything app" is making a comeback.

Invigorated by AI's capabilities, tech companies are again dusting disconnected their plans for building an app that does everything, reports BI's Hugh Langley.

Google and OpenAI precocious killed disconnected projects, opting alternatively to migrate those features into their main offerings. Microsoft CEO Satya Nadella moreover utilized the word "super app" erstwhile describing early plans for Copilot.

So what moreover is simply a ace app? Imagine having aggregate services you regularly usage — payments, messaging, societal media, etc. — each successful 1 place. China's WeChat is wide considered the golden standard, but the conception is communal crossed Southeast Asia.

Tech giants aren't needfully looking to replicate WeChat this clip around. This type of ace app is astir consolidating each the AI devices personification mightiness request successful 1 place. The thought is simply a much seamless workflow that won't require users to activity crossed aggregate apps.

Even if it's a caller iteration, history hasn't been benignant to these types of efforts successful the US.

The world's richest man hasn't been capable to propulsion it off. Elon Musk teased plans to move what was past known arsenic Twitter into a ace app called X backmost successful 2023. (At slightest he sewage half of it right!)

The X Money debit cards show Musk hasn't fixed up dream yet. And there's a logic companies are eager to create ace apps. As I wrote backmost successful 2023:

"Think astir the gross that type of app would generate. Think astir the data that type of app would collect."

So tin tech companies yet works the ace app emblem successful the US?

Super apps occurrence successful Asia was mostly owed to timing. E-commerce took disconnected successful the US earlier it did successful Asia. That meant markets for illustration China were much unfastened to ace apps than the US, wherever incumbents were already established and harder to disrupt.

AI's still early, and that mightiness beryllium precisely why this is the infinitesimal to effort consolidating powerfulness arsenic companies get their footing.

Bundling services, successful general, has fallen retired of favour pinch US customers complete the past decade. Cable TV is bleeding subscribers. People's financial lives are fragmented crossed aggregate apps. We can't moreover work together connected what societal media level to use.

That's besides becoming a basking taxable successful AI. Executives for illustration Alex Karp are touting the request for AI sovereignty to debar models taking power of companies' information and workflows. A ace app is the antithesis of that.

However, the benefits mightiness beryllium excessively bully to walk up.

The tech is cleanable for an everything app. It's not conscionable having each the things you usage each time successful 1 place. It's an AI that sits crossed it all, helping you navigate your day-to-day tasks.

And astatine a clip erstwhile companies are hopeless to show the returns they're getting from investing large successful AI, a ace app could beryllium the shortcut they request to recognize those gains.

Dan is the lead writer for BI Today, Business Insider's flagship regular newsletter. Dan often interviews executives astir everything from AI's effect connected capitalism to robotics to the potential SaaSpocalypse arsenic portion of his activity connected the newsletter.Dan was an editor and newsman astatine BI, covering financial exertion and marketplace structure.His erstwhile activity includes everything from inside Robinhood's grounded "Checking and Savings" product that yet led to Congress getting progressive to the soul arguments complete JPMorgan's grounded attempt to motorboat a finance app for millennials.Before joining Business Insider, Dan wrote astir consequence guidance successful derivatives markets for Risk.net and fintech for WatersTechnology. He initially covered section sports for The Journal News, a regular newspaper serving the little Hudson Valley. Got a tip? Contact this editor via email astatine [email protected].

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